by admin | Jul 10, 2026 | Blog
Managing your benefits shouldn’t be complicated. With the NueSynergy Mobile App, you can submit claims, upload receipts, and track reimbursements right from your smartphone. No paperwork, no stamps, and no trips to the post office. Just a simple and convenient way to manage your benefits on the go.
Whether you have an FSA, HSA, or HRA, the NueSynergy Mobile App makes it easy to submit eligible expenses and keep track of your account anytime, anywhere.
Why Submit Claims Through the Mobile App?
Save Time
Instead of filling out paper forms and mailing receipts, you can submit a claim in just a few minutes using your smartphone.
Submit Claims Anywhere
At home, at work, or on the go, the NueSynergy Mobile App gives you access to your account whenever you need it.
Easily Upload Receipts
Have a receipt for a recent healthcare expense? Simply take a photo with your phone and upload it directly through the app. It’s that easy.
Track Your Claims
After submitting a claim, you can check its status directly within the app. You’ll always know where your claim stands without having to make a phone call or send an email.
Stay Organized
Keeping everything digital helps reduce paperwork and makes it easier to manage your healthcare expenses and benefit accounts throughout the year.
How to Submit a Claim
Submitting a claim with the NueSynergy Mobile App is simple:
- Log in to the NueSynergy Mobile App.
- Tap Claim.
- Enter your expense information.
- Take a photo of your itemized receipt or upload supporting documentation.
- Review your information and submit.
That’s it! Your claim is sent electronically and can be tracked within the app.
Need Help Using the App?
If you’re new to the NueSynergy Mobile App or would like additional guidance, we’ve got you covered.
Our Mobile App Quick Reference Guide provides step-by-step instructions for:
- Submitting claims
- Tracking claim status
- Viewing account balances
- Managing account information
The guide is a great resource for both new and experienced users who want to get the most out of the app.
Be sure to download or view the Mobile App User Guide for helpful tips and easy-to-follow instructions by clicking here.
Prefer a quick walkthrough? Watch our short video, “How do I use the mobile app?”, on YouTube to get familiar with the app’s features in just a few minutes.
Simplify Your Benefits Experience
The NueSynergy Mobile App is designed to make benefits management easier. From submitting claims and uploading receipts to checking account information and tracking reimbursements, everything you need is right at your fingertips.
Skip the paperwork and enjoy a faster, more convenient way to manage your benefits.
Download the NueSynergy Mobile App today and discover how easy it is to submit claims, track reimbursements, and manage your benefits wherever you are. Available on iOS and Android devices.
by admin | Jul 9, 2026 | Blog
The middle of the year is the perfect time to pause and check in on something important: your health.
Many people don’t think about their healthcare benefits until they need medical care. But your HRA, FSA, and HSA benefits can help you take a proactive approach to your well-being by covering a wide range of eligible healthcare expenses, preventive services, and routine health screenings.
If it’s been a while since you’ve reviewed your health, scheduled a preventive appointment, or checked your available account balances, now is a great time to make the most of the benefits available to you.
Why Mid-Year Is the Right Time for a Health Check-In
Preventive care is one of the most effective ways to maintain your health and identify potential concerns before they become more serious.
Whether it’s an annual physical, preventive screening, dental visit, eye exam, or another routine healthcare appointment, staying current on recommended care can help you:
- Detect health concerns early
- Better manage chronic conditions
- Support long-term wellness
- Avoid more costly healthcare expenses later
- Improve your overall quality of life
Your healthcare benefits are designed to support these goals, making it easier and more affordable to prioritize your health throughout the year.
Use Your HRA, FSA, and HSA Benefits to Invest in Your Health
Many employees have access to healthcare spending accounts that can help reduce out-of-pocket costs for eligible medical expenses.
Health Savings Account (HSA)
An HSA allows eligible individuals to save and use pre-tax dollars for qualified healthcare expenses. Funds can typically be used for a variety of eligible medical, dental, and vision services, helping you manage healthcare costs while supporting your overall wellness.
Flexible Spending Account (FSA)
An FSA helps employees pay for eligible healthcare expenses using pre-tax funds. Using your FSA for preventive care, screenings, and other qualified expenses can help maximize the value of your healthcare benefits.
Health Reimbursement Arrangement (HRA)
An HRA is employer-funded and may reimburse eligible healthcare expenses based on your plan’s guidelines. Reviewing your HRA benefits can help ensure you’re taking full advantage of available healthcare resources.
Health Services You May Be Overlooking
Mid-year is a great opportunity to review whether you’ve completed important healthcare appointments and preventive services.
Consider whether you’ve scheduled:
- Annual wellness visits
- Preventive health screenings
- Dental checkups
- Vision exams
- Recommended vaccinations
- Follow-up appointments for existing health conditions
These services can play an important role in helping you maintain your health and may be eligible for reimbursement or payment through your HRA, FSA, or HSA.
Don’t Let Your Benefits Go Unused
Too often, employees leave valuable healthcare benefits on the table simply because they forget to use them.
Taking a few minutes to review your benefits now can help you:
- Understand available healthcare resources
- Plan upcoming appointments
- Determine how much you have available in your HRA, FSA, or HSA
- Budget for future healthcare expenses
- Maximize your employee benefits before year-end
A proactive approach today can make a meaningful difference in your health and financial well-being tomorrow.
Make Your Health a Priority
Your healthcare benefits are more than just a safety net when you’re sick—they’re tools that can help you stay healthy all year long.
This mid-year reminder is the perfect opportunity to review your healthcare needs, schedule any overdue appointments, and make the most of your HRA, FSA, and HSA benefits. By investing in preventive care and routine health services, you’re investing in your future health and well-being.
by admin | Jun 9, 2026 | Blog
June is Men’s Health Month—a time dedicated to raising awareness about preventable health issues and encouraging men to take proactive steps toward living healthier, longer lives. From routine screenings to mental health support, prioritizing wellness is essential. The good news? If you have a Flexible Spending Account (FSA), Health Savings Account (HSA), or Health Reimbursement Arrangement (HRA), you may already have tax-advantaged funds available to support your health journey.
Why Men’s Health Matters
Many common health risks for men—such as heart disease, high blood pressure, and certain cancers—can often be prevented or managed with early detection and lifestyle adjustments. However, studies consistently show that men are less likely than women to visit a doctor regularly or seek preventive care.
Men’s Health Month serves as a reminder to:
- Schedule annual physical exams
- Monitor key health metrics (blood pressure, cholesterol, glucose)
- Address mental health concerns
- Stay active and maintain a balanced diet
What Are FSA, HSA, and HRA Accounts?
Before diving into how these accounts can support men’s wellness, let’s break down what they are:
- FSA (Flexible Spending Account): Employer-sponsored account that allows you to set aside pre-tax dollars for eligible medical expenses.
- HSA (Health Savings Account): A tax-advantaged savings account available with high-deductible health plans; funds roll over year to year.
- HRA (Health Reimbursement Arrangement): Employer-funded account used to reimburse qualified healthcare expenses.
Each account helps you save money while investing in your health.
Eligible Men’s Health Expenses You Can Cover
Your FSA, HSA, or HRA can be used for a variety of services and products that directly support men’s health.
Preventive Care & Screenings
Early detection saves lives—and these accounts can help cover:
- Annual physical exams
- Prostate cancer screenings
- Colonoscopies
- Blood pressure monitoring
Fitness & Lifestyle Support
While gym memberships themselves may not always qualify, certain items and programs may be eligible with medical necessity:
- Weight-loss programs prescribed by a doctor
- Smoking cessation programs
- Nutritional counseling
Mental Health Services
Mental wellness is just as important as physical health. Eligible expenses may include:
- Therapy or counseling sessions
- Psychiatric services
- Telehealth mental health visits
Everyday Health Products
You can also use your funds for:
- Over-the-counter medications
- Pain relievers
- First-aid supplies
- Sunscreen (SPF 15+)
Pro Tips for Maximizing Your Benefits
Make the most of your FSA, HSA, or HRA this Men’s Health Month with these simple tips:
✅ Schedule checkups early: Don’t wait until the end of the year—stay proactive.
✅ Track your expenses: Use your plan’s portal or app to monitor spending and receipts.
✅ Know your deadlines: FSAs often have “use-it-or-lose-it” rules.
✅ Check eligibility: Not all items qualify—review your plan or use an eligibility tool.
Take Charge of Your Health Today
Men’s Health Month is the perfect opportunity to prioritize your well-being—and your FSA, HSA, or HRA makes it easier and more affordable to do so. Whether it’s scheduling a routine screening, addressing stress, or investing in healthier habits, every step counts.
Your health is one of your most valuable assets—make the most of it.
by admin | May 29, 2026 | Blog
The short answer is no, you don’t file a Form 5500 for the cafeteria plan itself. But you might have to file one for the specific benefits inside it.
Think of a cafeteria plan (a Section 125 plan) like a shopping cart. The cart itself doesn’t trigger tax or reporting rules—but the items you put inside the cart might.
Here is how it works in three simple steps.
1. The “Shopping Cart” is Free (The IRS Rule)
A cafeteria plan is just a tax structure that lets employees buy benefits using pre-tax dollars. The IRS suspended the rule requiring a Form 5500 for the plan structure itself. So, you can cross the cafeteria plan itself off your filing list.
2. Check the “Items” Inside (The DOL Rule)
While the cart is exempt, the Department of Labor (DOL) cares about the actual benefits you are funding through it. These are called component plans.
You need to look at each individual benefit you offer pre-tax, such as:
- Your group health insurance plan
- A Health FSA (Flexible Spending Account)
- Dental or vision insurance
3. The “Under 100” Rule (Who actually has to file?)
Most small businesses don’t have to file a Form 5500 because of a size exemption.
- If you have FEWER than 100 participants: You usually do not have to file a Form 5500 for your benefits, as long as they are paid out of the company’s general bank account or through an insurance company.
- If you have 100 or MORE participants: You must file a Form 5500 for that specific benefit (like your main health insurance plan).
> Note: “Participants” usually means employees signed up for the plan on the very first day of the plan year. You do not count their dependents (spouses or kids).
Summary Checklist for HR
- Count your heads: Did any of your pre-tax benefits have 100 or more employees enrolled on day one of the plan year?
- If NO: You are likely exempt from filing a Form 5500 entirely.
- If YES: You must file a Form 5500 for that specific benefit plan. You’ll do this electronically using the government’s online system, called EFAST2.
Pro-Tip: If you do have over 100 employees, ask your insurance broker about a “Wrap Document.” This combines all your different benefits into one single bundle so you only have to file a single Form 5500 instead of three or four separate ones.
Source: Thomson Reuters
by admin | May 12, 2026 | Blog
Summer is the perfect time to put your FSA or HSA funds to work. With sunshine, travel, outdoor activities, and heat-driven health concerns, many everyday summer essentials are actually eligible for reimbursement—saving you money while prioritizing your health.
To help you maximize your benefits before funds expire, here are the top five FSA- and HSA-eligible items to purchase this summer, all available through the FSA Store, along with tips on why they matter and how to use them.
1. Sunscreen (SPF 15+)
Why it’s essential:
Excessive sun exposure increases the risk of skin cancer and premature skin aging. Sunscreen is one of the most important summer health investments—and it’s FSA/HSA eligible as long as it provides SPF 15 or higher.
Best uses this summer:
- Beach and pool days
- Outdoor workouts or sports
- Hiking, travel, and everyday commuting
You’ll find mineral, reef-safe, sweat-resistant, and sensitive-skin options available.
👉 Shop FSA/HSA-eligible sunscreen
2. First Aid Kits & Supplies
Why it’s essential:
From scraped knees to blisters and minor burns, summer activities often bring minor injuries. A well-stocked first aid kit keeps you prepared whether you’re camping, traveling, or hosting backyard gatherings.
Eligible items include:
- Adhesive bandages
- Antiseptic wipes
- Burn relief
- Gauze and wound-care products
👉 Browse FSA/HSA-eligible first aid kits
3. Allergy Relief Products
Why it’s essential:
Grass pollen, ragweed, and increased outdoor exposure make summer allergies a real challenge. Many over-the-counter allergy treatments are FSA/HSA eligible without a prescription, thanks to IRS rule updates.
Common eligible options:
- Antihistamines
- Nasal sprays
- Eye drops for allergy relief
👉 Shop FSA/HSA-eligible allergy relief
4. Pain Relief & Recovery Products
Why it’s essential:
Summer activities often mean more movement—and more strain. Whether it’s sore muscles from outdoor workouts, joint discomfort from travel, or minor aches from weekend projects, pain relief and recovery products are among the most practical ways to use FSA or HSA funds.
Common FSA/HSA-eligible options include:
- Over-the-counter pain relievers (acetaminophen, ibuprofen, aspirin)
- Knee, ankle, and wrist braces
- Compression wraps and supports
- Muscle and joint pain relief creams (medicated)
These items are ideal for athletes, travelers, and anyone staying active during warm weather.
👉 Shop FSA/HSA-eligible pain relief & recovery products
5. Motion Sickness & Travel Health Essentials
Why it’s essential:
Road trips, flights, cruises, and amusement parks peak during summer—and so does motion sickness. Many motion sickness treatments qualify for FSA or HSA reimbursement, helping travelers stay comfortable without extra cost.
Eligible summer favorites include:
- Motion sickness medications
- Wrist bands for nausea relief
- Anti-nausea remedies for travel-related discomfort
These products are especially useful for families, frequent travelers, and those planning long-distance vacations.
👉 Browse FSA/HSA-eligible motion sickness products
Planning tip: Motion sickness items are often overlooked but can make a major difference in summer travel comfort—making them a smart, proactive FSA/HSA purchase.
Why Buying Summer Essentials With FSA or HSA Funds Makes Sense
Using pre-tax dollars through your Flexible Spending Account (FSA) or Health Savings Account (HSA) can reduce your out-of-pocket healthcare costs by up to 30%, depending on your tax bracket. Summer is an ideal time to stock up because:
- FSAs often have “use-it-or-lose-it” deadlines
- Summer health needs are predictable and recurring
- Many eligible items double as travel and family essentials
The FSA Store only sells products that are verified as FSA/HSA eligible, eliminating reimbursement guesswork.
👉 Start shopping all FSA/HSA-eligible products
Final Takeaway
If you’re wondering what to buy with your FSA or HSA funds this summer, start with essentials that protect your skin, manage allergies, prevent injuries, and support hydration. These purchases aren’t just eligible—they’re practical, preventative, and seasonally smart.
Stock up now, stay healthy all summer long, and make the most of every pre-tax dollar.
