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Blog Posts:
Do You Have to Offer Health Insurance? How to Count Employees for ACA Rules
If your business hires extra help during the holidays, you might wonder if you’re required to offer health insurance. That depends on whether you’re an Applicable Large Employer (ALE) under the Affordable Care Act (ACA). What’s an ALE? You’re an ALE if...
IRS Announces 2026 HSA Contribution Limits
The IRS recently announced the 2026 limits for Health Savings Accounts (HSAs) and High Deductible Health Plans (HDHPs). HSA contribution and plan limits will increase to $4,400 for individual coverage and $8,750 for family coverage. Changes to these limits will take...
Midyear Cafeteria Plan Election Changes: Financial Hardship and Health FSAs
Navigating cafeteria plans can be tricky for both employers and employees. A common question is whether financial hardship allows midyear election changes to health FSAs. Unfortunately, it doesn't. Why Financial Hardship Isn't a Qualifying Event IRS rules state that...
Managing Health Coverage for Employees on FMLA Leave: Handling Late Premium Payments and Account-Based Plans
Navigating the complexities of the Family and Medical Leave Act (FMLA) can be challenging, especially when it comes to maintaining health coverage for employees on unpaid leave. This guide will help you understand what to do when an employee on FMLA leave fails to pay...
HIPAA Special Enrollment Rights: Notices for Group Health Plans and Their Impact on HRAs, HSAs, and FSAs
HIPAA special enrollment rights allow eligible employees to enroll in health plans outside the regular enrollment period due to specific life events. These rights also impact Health Reimbursement Arrangements (HRAs), Health Savings Accounts (HSAs), and Flexible...
Are PCORI Fees Still Required for Self-Insured Health Plans in 2025? Everything You Need to Know
If your company sponsors a self-insured health plan, you might be wondering whether you still need to pay Patient-Centered Outcomes Research Institute (PCORI) fees. These fees, which fund research on patient-centered outcomes, have been a requirement for several...
HSA Contribution Limits for Spouses with Self-Only HDHP Coverage
Health Savings Accounts (HSAs) are a valuable tool for managing healthcare expenses, especially for those enrolled in high-deductible health plans (HDHPs). However, understanding the contribution limits can be tricky, particularly for married couples with self-only...
Ensuring COBRA Compliance: Who Needs to Receive SPDs for ERISA Health and Welfare Plans?
Navigating the requirements for Summary Plan Descriptions (SPDs) under ERISA health and welfare plans can be complex. Ensuring compliance is crucial for plan administrators, especially for COBRA qualified beneficiaries. This guide will help you understand who must...
Top 5 FSA Buys Before Grace Period Ends
As the FSA grace period draws to a close on March 15, it's crucial to make the most of your remaining funds. Flexible Spending Accounts (FSAs) offer a fantastic way to save on healthcare expenses, but any unused money will be forfeited if not spent by the deadline. To...
Can COBRA Premiums Be Increased Midyear? Understanding IRS Regulations and Exceptions
When managing group health insurance plans, employers often face the challenge of aligning COBRA premiums with midyear increases in insurance premiums. However, the IRS COBRA regulations generally do not permit midyear increases in COBRA premiums. Here’s what you need...
Events:
NueSynergy’s Director of Central Sales will be in St. Louis September 15-16
Following last month’s visit to Nashville, NueSynergy is back on the road for another sales...
NueSynergy’s Director of Central and Southeast Sales will be in Nashville August 18-19
After two months off, NueSynergy is back on the road for another sales trip. From August 18-19,...
NueSynergy’s Director of Central Sales will be in Colorado June 13-14
NueSynergy is nearing its third sales trip of the month....
NueSynergy’s Director of Southeast Sales will be in Birmingham on June 9
NueSynergy's second sales trip of the month is coming up. On June 9 only, John Kirchmeyer,...
NueSynergy’s Director of Southeast Sales will be in Virginia Beach June 5-7
NueSynergy is off to another exciting sales trip next month. From June 5-7, John Kirchmeyer,...
NueSynergy’s Director of Central and Southeast Sales will be in Austin May 23-25
NueSynergy is making its second sales trip of the month next week. From May 23-25, Director of...
NueSynergy’s Director of Southeast Sales will be in Savannah May 17-19
NueSynergy is making its third sales trip of the year next week. From May 17-19, John...
A member of NueSynergy’s sales team will be in Fort Worth April 26-29
NueSynergy is set to kick off its second trip of the calendar year next week. From April 26-29,...