Can I save more than just rounding up to the nearest dollar?

Yes.

You can increase your savings by choosing a higher roundup value. Instead of rounding only to the nearest one dollar on each purchase, you have the flexibility to select: 

  • $1
  • $2
  • $3

Increasing the Roundup value allows you to grow your HSA contributions faster. 

Example: 

Purchase: $39.78 

Roundup saved: $0.22

You can change the Roundup value in your MaxHSA settings from the nearest dollar to 1, 2, or 3 dollars.

Roundup Value

Nearest Dollar

$1

$2

$3

Purchase Amount

$39.78

$39.78

$39.78

$39.78

Roundup Amount

$0.22

$1.22

$2.22

$3.22

See the Terms and Conditions for more information.

    Is there a fee?

    There is no charge to sign up for MaxHSA and there is no monthly subscription fee. However, when your MaxHSA balance is at least $50 as on or near the 25th day of the month, the balance will be transferred to your HSA and a $5 transfer fee will be charged.

    See the Terms and Conditions for more information.

      When does my money get transferred to my HSA?

      MaxHSA calculates the Roundups that accumulate in your linked personal account(s) and withdraw the accrued Roundups from your checking or savings account to fund your MaxHSA account twice per month at no charge, on or near the 5th and 20th days of the month.

      Once the combined total of Roundups and Cashback Rewards that are sitting in your MaxHSA account reaches a minimum of $50, on or near the 25th day of the month, the funds are transferred from your MaxHSA account to your HSA. If the total is less than $50, the funds remain in your MaxHSA account until they reach the $50 minimum.

      See the Terms and Conditions for more information.

        How do I get started in MaxHSA?

        Getting started takes only a few minutes.

        You will:

        1. Create your MaxHSA account
        2. Link your HSA
        3. Link your checking or savings account that will fund your Roundups
        4. Link one or two debit and/or credit cards (maximum of 2 cards) used for everyday purchases

        After the set up process is finished, MaxHSA will automatically calculate and then fund your MaxHSA account with the Roundups from your linked checking or savings account.

        See the Terms and Conditions for more information.