Spouse Saver


Determine if your spouse is eligible for the Spouse Saver incentive account:

  • Spouses (and eligible dependents(s) and/or employee(s) must currently be enrolled in the employee medical plan to be eligible for Spouse Saver
  • Depending on your employer, new hire or newly eligible spouses (an eligible dependent(s) and/or employees) may not be eligible

Some alternate coverage may not meet eligible requirements

  • High Deductible Health Plan (HDHP) with active contributions to a Health Savings Account (HSA). The Spouse Saver may impact the ability to contribute to an HSA if your spouse enrolls in an HSA-Qualified deductible health plan. Consult a tax professional for regulations and restrictions.
  • Medicaid, Medicare, Tricare, Coverage through the exchange, including an individual policy or Limited Benefit Health Plan.
  • Healthcare Exchange policy made available through the Affordable Care Act.


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IRS Announces 2025 HSA Contribution Limits

IRS Announces 2025 HSA Contribution Limits

The IRS recently announced the 2025 limits for Health Savings Accounts (HSAs) and High Deductible Health Plans (HDHPs). HSA contribution ...

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