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How Does the Annual Limit on Health FSA Salary Reductions Apply When Employees Join Our Company Midyear and Elect to Participate on Our Health FSA?
QUESTION: How does the annual limit on health FSA salary reductions apply when employees join our company midyear and elect to participate in our health FSA? Does a reduced limit apply to new employees who were participating in their former employers’ health FSAs...
When Is a Dependent Child Considered to Be Age 26 for Purposes of Terminating Group Health Plan Coverage?
QUESTION: Our company sponsors a group health plan that offers coverage to eligible employees and dependent children. We understand that we must make coverage available until a child is age 26. At what point during the month of the child’s 26th birthday is it...
Can a Health Plan Charge an Additional Premium for Older Children?
QUESTION: Our company’s major medical plan offers a choice of self-only or family coverage. Dependent coverage is provided under the family coverage option for participants’ children who have not yet reached age 26. May our plan impose an additional premium...
INSURICA Names NueSynergy as Preferred Partner
LEAWOOD, Kansas – NueSynergy, Inc., one of the nation’s fastest growing employee benefits and billing administrators in the country, is pleased to announce its preferred partnership with INSURICA, one of the largest privately-held independent agencies in the United...
EBenefitsHub Announces NueSynergy as Exclusive National Core Partner
ORLANDO, Florida – EBenefitsHub is pleased to announce its addition of NueSynergy as an Exclusive National Core Partner. “We are excited to include the fully integrated suite of administration services assembled by Josh Collins, President, and the rest of the...
How Do We Determine COBRA Election and Payment Deadlines at the End of the COVID-19 Outbreak Period?
QUESTION: As required, our company’s group health plan has extended COBRA election and payment deadlines due to the COVID-19 emergency. How do we handle these deadlines once the outbreak period ends? ANSWER: As you note, certain COBRA deadlines have been...
IRS Modifies Guidance on COVID-19 Expenses for HDHPs, Provides Preventive Care Clarifications
In response to the end of the COVID-19 emergency, the IRS has issued a notice modifying its 2020 guidance regarding the COVID-19 testing and treatment benefits that can be provided by a high-deductible health plan (HDHP). Under the 2020 guidance, HDHPs can provide...
Can Self-Insured State and Local Governmental Plans Still Opt Out of Complying With Certain Group Health Plan Mandates?
QUESTION: Is an opt-out election still available to exempt self-insured state and local governmental plans from compliance obligations under certain group health plan mandates? ANSWER: Originally, self-insured group health plans of state and local...
The new COBRA experience, COBRAcare+
Our new enhanced Cobra solution. COBRAcare+ is a complimentary, cost-saving service offered exclusively by NueSynergy. Participants will get improved engagement through our COBRAcare+ advisory line where they will be guided by a licensed agent to compare COBRA...
Is a Telehealth Benefit Subject to ERISA?
QUESTION: We are considering offering a telehealth benefit to our employees that would be separate from our major medical plan. Will this arrangement be an ERISA plan? ANSWER: Telehealth benefits (also referred to as telemedicine benefits) are often...
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