HERE & NOW
Stay Connected
Catch up on our latest and greatest news.
Blog Posts:
Federal Law Overhauls Employee Benefits: What Employers Need to Know
A new federal law—formerly known as the “One Big Beautiful Bill”—has introduced significant changes to employee benefits. These updates impact everything from dependent care, health savings accounts to Transportation benefits. Here's a breakdown of the most important...
COBRA Election Notice Returned as Undeliverable? Here’s What to Do
When a COBRA election notice is returned as undeliverable, it can create uncertainty and potential legal risk for employers and plan administrators. While COBRA regulations require that notices be sent to the qualified beneficiary’s last-known address, a returned...
How to Prevent Account Takeovers: Smart Security Tips for Employers and Employees
Online scams and account takeovers are on the rise, targeting everything from bank accounts to employee benefits. While platforms like Alegeus offer built-in protections, the best defense starts with awareness. Here’s how both employers and employees can stay secure:...
What Happens to COBRA Coverage When Someone Moves Out of Their HMO Area?
When employees or their dependents lose group health coverage due to a qualifying event, COBRA ensures they can continue their health benefits. But what happens when a qualified beneficiary under COBRA relocates outside the service area of their HMO (Health...
ACA Compliance: Are Employers Required to Cover Spouses Under Group Health Plans?
As healthcare costs continue to rise, many large employers are reevaluating their group health plan offerings. A common cost-saving strategy is to exclude spousal coverage. But does this decision expose employers to penalties under the Affordable Care Act (ACA)? Let’s...
Are TPA-Administered Health FSAs Subject to HIPAA? What Employers Need to Know
As employers prepare to offer health flexible spending accounts (FSAs), a common question arises: Are health FSAs administered by third-party administrators (TPAs) subject to HIPAA’s privacy and security rules? The short answer is yes—and here’s why...
Do You Have to Offer Health Insurance? How to Count Employees for ACA Rules
If your business hires extra help during the holidays, you might wonder if you’re required to offer health insurance. That depends on whether you’re an Applicable Large Employer (ALE) under the Affordable Care Act (ACA). What’s an ALE? You’re an ALE if...
IRS Announces 2026 HSA Contribution Limits
The IRS recently announced the 2026 limits for Health Savings Accounts (HSAs) and High Deductible Health Plans (HDHPs). HSA contribution and plan limits will increase to $4,400 for individual coverage and $8,750 for family coverage. Changes to these limits will take...
Midyear Cafeteria Plan Election Changes: Financial Hardship and Health FSAs
Navigating cafeteria plans can be tricky for both employers and employees. A common question is whether financial hardship allows midyear election changes to health FSAs. Unfortunately, it doesn't. Why Financial Hardship Isn't a Qualifying Event IRS rules state that...
Managing Health Coverage for Employees on FMLA Leave: Handling Late Premium Payments and Account-Based Plans
Navigating the complexities of the Family and Medical Leave Act (FMLA) can be challenging, especially when it comes to maintaining health coverage for employees on unpaid leave. This guide will help you understand what to do when an employee on FMLA leave fails to pay...
Events:
No Results Found
The posts you requested could not be found. Try changing your module settings or create some new posts.