A Spouse Saver Health Reimbursement Arrangement (HRA) helps cover up to 100 percent of out-of-pocket expenses like copays, coinsurance, and deductibles during doctor and hospital visits incurred by an employee’s spouse.
This cost-saving resource is possible once an employee enrolls in their employer’s group health insurance plan. Instead of adding their spouse to the plan, the spouse can take advantage of their employer’s group health insurance plan. Once enrolled in the plan, the spouse provides proof of coverage to the employee. Once verified, the employee’s company sets up an HRA for the spouse to use for their in-network, out-of-pocket expenses. To learn more about a Spouse Saver HRA and review other useful information, check here.