How do I contribute to my HRA?
That’s the best part of an HRA – you don’t need to contribute any money to your HRA as the funds are provided by your employer to offset certain out-of-pocket healthcare expenses.
How do I enroll in the HRA?
To enroll in an HRA you must elect the option through your employer. With some plans, HRA coverage is automatically provided when you enroll in a specific health plan option, such as a deductible based PPO. Check with your employer’s benefit department for more details.
How do I know if my HRA claim was denied?
You will receive an email indicating the reason for the denial along with instructions for submitting the requested documentation.
How will I know if my claim was denied or needs more documentation?
You will receive an email indicating the reason for the denial along with instructions for submitting the requested documentation.
What documentation is required for reimbursement from my HRA?
Depending on your HRAs plan design that are two possible types of supporting documentation for HRA claims:
i. Explanation of Benefits (EOB): Each time you submit claims to your health insurance carrier, you will receive this statement detailing what the health plan will pay and what you must pay. For expenses that are partially covered under another insurance plan, you must attach a copy of both of the EOBs.
ii. Itemized Bills: For expenses that are not submitted to another insurance plan, you must attach a copy of an itemized billing containing the following information:
– Name of patient
– Name and address of provider
– Description of service
– Date of service
– Amount of service