Eligible Individuals:

  • Be enrolled in a group health plan whose sponsoring employer has over 20 employees
  • Experience a qualifying event
  • Or must be a qualified beneficiary of the person experiencing the qualifying event

Qualified Beneficiary:

Anyone covered under a group health plan on the day before an event that causes loss of coverage including:

  • Participating employees, including part-time employees
  • Their spouses
  • Their dependents
  • Retirees (unless they are eligible for Medicare)
  • Partners in a partnership

Non-Eligible Individuals:

  • An employee who is not yet eligible for your group health plan
  • An eligible employee who declined to participate in your group health plan
  • An individual who is enrolled for benefits under Medicare

(Ref. United State Department of Labor)

We’ve been innovative leaders in providing full-service administration of consumer-driven and traditional account-based plans since 1996.

Our solutions and interactive customer support team are all centered around one goal: helping you help your clients.

Our History
Our Culture and Leadership

Here you will find details for all our solutions as well as FAQs, forms and guides, eligible expenses and videos.

Resources for Participants
Resources for Employers
Resources for Partners

We’re always
here to help.

COBRA Coverage and Gross Misconduct: Can Retroactive Termination Apply?

COBRA Coverage and Gross Misconduct: Can Retroactive Termination Apply?

Introduction The Consolidated Omnibus Budget Reconciliation Act (COBRA) provides employees with the option to continue health insurance coverage after leaving ...

Follow Us On Social Media