• Be enrolled in a group health plan whose sponsoring employer has over 20 employees
• Experience a qualifying event
• Or must be a qualified beneficiary of the person experiencing the qualifying event

Qualified Beneficiary:

Anyone covered under a group health plan on the day before an event that causes loss of coverage including:

• Participating employees, including part-time employees
• Their spouses
• Their dependents
• Retirees (unless they are eligible for Medicare)
• Partners in a partnership

Non-Eligible Individuals:

• An employee who is not yet eligible for your group health plan
• An eligible employee who declined to participate in your group health plan
• An individual who is enrolled for benefits under Medicare

(Ref. United State Department of Labor)