The calendar has flipped to April, and consumers have already saved up to $100 billion using Health Savings Accounts (HSA) this year, per Devenir, an HSA investment consultant. As these numbers continue to soar, the time to invest in an HSA is now. Here are three, brief advantages of doing so:  

  1. Can reduce insurance premiums by combining an HSA with a qualified High Deductible Health Plan (HDHP)
  2. The HSA’s unused funds roll over annually, meaning they can be used for future expenses
  3. Contributions are made tax-free, grow tax-free, and can be withdrawn tax-free to pay for qualified medical expenses  

It’s never too late to invest in an HSA and join the thousands of participants already reaping the benefits.  

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Are HSA Contribution Programs Ever Subject to ERISA?

Are HSA Contribution Programs Ever Subject to ERISA?

QUESTION: We are planning to add an HDHP and to make company contributions to employees’ HSAs. We have been told ...

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